Interest Payments

Interest Payments
What investment plans do Minvestment offer?
Minvestment offer 3 different investment plans.

Investment Plan 1 offers variable daily interest rates from 1.4% to 1.7%. The minimum amount in your Account Principal required for this plan is $15.00.

Investment Plan 2 offers fixed daily interest rate of 1.9%. The minimum amount in your Account Principal required for this plan is $1,000.00.

Investment Plan 3 offer fixed daily interest rate of 2.3%. The minimum amount in your Account Principal required for this plan is $25,000.00.

Will I be promoted to a better investment plan, let's say, from Plan 1 to Plan 2, if my Account Principal reaches the minimum required for Plan 2?
Yes, you will automatically be promoted to a better investment plan in case your Account Principal reaches the minimum required for that plan.

When do you make interest payments?
All Daily interest payments are made at 2 P.M. GMT Monday through Friday, excluding official holidays.

How do Minvestment make interest payments?
The daily interest you have earned is credited to your Balance Available for Withdrawal (e-gold and/or e-bullion) (all non-compounded interest) or directly to your Account Principal (the compounded interest if you have any). The interest that has been credited to your Balance Available for Withdrawal (both e-gold and/or e-bullion) is available for withdrawal into your e-gold and/or e-bullion accounts at any time. Check 'Withdrawing Interest' category for info on how to make a withdrawal of funds from your account.

How do you calculate which part of my daily non-compounded interest goes to Balance Available for Withdrawal (e-gold) and which goes to Balance Available for Withdrawal (e-bullion)?
The non-compounded part of your daily interest is credited to your Balance Available for Withdrawal (e-gold) and Balance Available for Withdrawal(e-bullion) in proportion to the amounts deposited via e-gold and e-bullion. These amounts are available for withdrawal at any time. For example, if your account principal is $100.00 ($50.00 deposited via e-gold and $50.00 via e-bullion), daily interest rate is 1.5% and the compounding rate is 0%, the total interest you earn daily is $1.50 ($0.75 of which is added to Balance Available for Withdrawal (e-gold) and the other $0.75 is added to Balance Available for Withdrawal (e-bullion).

When can I withdraw compounded interest?
Compounded interest (in both progressive and simple modes) will be available for withdrawal after the lock-in period of 150 business days (from the date of the initial deposit into an account) is over.